{"id":103534,"date":"2025-12-20T08:03:24","date_gmt":"2025-12-20T08:03:24","guid":{"rendered":"https:\/\/neclink.com\/index.php\/2025\/12\/20\/these-4-banks-are-still-offering-close-to-5-but-not-for-long\/"},"modified":"2025-12-20T08:03:24","modified_gmt":"2025-12-20T08:03:24","slug":"these-4-banks-are-still-offering-close-to-5-but-not-for-long","status":"publish","type":"post","link":"https:\/\/neclink.com\/index.php\/2025\/12\/20\/these-4-banks-are-still-offering-close-to-5-but-not-for-long\/","title":{"rendered":"These 4 Banks Are Still Offering Close to 5% (But Not for Long)"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/www.moneytalksnews.com\/workers\/images\/width=1920\/wp-content\/uploads\/2022\/12\/10151716\/shutterstock_1186746379-scaled.jpg?s=1c8dde62eae5c0fbb5625e4b38610678ddf1214b4ed591cd10579d538b927631\" alt=\"Happy woman hugging a large piggy bank\"><figcaption>David Prado Perucha \/ Shutterstock.com<\/figcaption><\/figure>\n<p>If you\u2019ve been enjoying the golden age of high-interest savings, consider this your final boarding call. The Federal Reserve concluded its final meeting of 2025 on Dec. 10 with another 0.25% rate cut, bringing the target range down to 3.5% to 3.75%. This marks the third cut of the year, and banks are already beginning to slash their own rates in response. While the Fed does not directly set\u2026<\/p>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.moneytalksnews.com\/these-banks-are-still-offering-close-to-but-not-for-long\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>David Prado Perucha \/ Shutterstock.com If you\u2019ve been enjoying the golden age of high-interest savings, consider this your final boarding call. The Federal Reserve concluded<\/p>\n","protected":false},"author":1,"featured_media":103535,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[165],"tags":[],"class_list":["post-103534","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/posts\/103534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/comments?post=103534"}],"version-history":[{"count":0,"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/posts\/103534\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/media\/103535"}],"wp:attachment":[{"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/media?parent=103534"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/categories?post=103534"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/neclink.com\/index.php\/wp-json\/wp\/v2\/tags?post=103534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}